denver-loan-authority

About Union Capital

Our mantra is offering low rates and excellent service. What that means is my rates usually beat the big guys like Countrywide, Wells Fargo and Chase. More importantly, the loans will close on time and for the same rates and fees that we quoted. Simple as that.

Our office is based in the DTC and we have been originating mortgages in Denver since 1993.

If you are in the market for a full service mortgage professional that has the flexibility and expertise to match the right mortgage to your specific needs, then Union Capital is perfect for you. Whether it is a conventional, non-conforming, 100% financing, or commercial loan, we can help. We offer a variety of loan programs available with both fixed and adjustable rates. Whether you have perfect credit or less than perfect credit, Union Capital can find a program to meet your individual needs.
Our company provides brokerage and banking services for residential and commercial properties, vacation homes, investment properties, purchases, refinances, home equity loans and lines of credit.

Union Capital has been built one customer at a time, by maintaining superior and professional service. We have always been committed to helping our clients realize the American Dream of home ownership, by tailoring each financing package to fit their needs.

Our experienced mortgage specialists are dedicated to providing our customers with knowledgeable and steadfast service. Through America’s mortgage, you have access to a world of products and services. We maintain correspondent relationships with most of the country's leading lending institutions to ensure that you receive the lowest interest rates available. Wholesale relationships with leading mortgage lenders translate into very competitive rates for the smart borrower who chooses us. At no cost to you, we “comparison shop” lenders and their programs to find the scenario that best satisfies your objectives. What may be the most aggressive price leader may become the least competitive lender within a matter of days. It is most important to choose a mortgage professional who tracks this volatile market and insures your rate is among the most competitive right now.

While the economy is constantly in a state of flux, so is the mortgage lending industry. Don't worry. We won't let you spend one minute in the dark. In fact, we take great pride in being information specialists who always keep you informed of policy, programs and rate changes. You may ask yourself, “What ultimately separates one mortgage company from the next?” In my opinion, it is the ability to couple competitive products with trust. Union Capital spends an extraordinary amount of time learning about its customers' lives and needs. After all, this is probably the biggest investment of your life; therefore, it is imperative that you feel confident about your decision.

America’s mortgage understands that borrowers are as unique as their properties. We also know that with all of the options and responsibilities that you are presented with, this process may be a bit daunting. Therefore, we strive to provide you with customized service to answer your needs. We will tailor your financing to your personal profile, while including factors such as your current income, expectation of future earnings, assets, credit history, and duration of property ownership. With this information, we work with many different lenders and programs, because choices are what this whole process is all about.

We are here to help! Each of our staff has years of experience in the mortgage lending industry. Each one of our loan officers is licensed in the Sate of Colorado to originate Mortgage loans. This licensing procedure insures not only the loan officer's individual knowledge and capabilities, but also their character. It warrants that they operate in an honest and fair manner. This is our commitment to our customers, giving you the security, so that when you choose to deal with Union Capital, you are dealing with a leader in the industry that will treat you with the highest standards of integrity.